Why can Fixed Expenses differ from my mortgage payment?
Fixed Expenses and Recurring Costs include mortgage principal and interest, management, tax, insurance, HOA, the maintenance provision, mortgage insurance and escrow reconciliation. This budget total includes separately paid costs, so it can differ from your lender payment.
Current month uses only the selected calendar month and preserves any $0 overrides. A negative escrow reconciliation reduces the total; it is a difference to investigate, not a verified negative bill.
Mortgage insurance and escrow reconciliation are read-only in Recurring Costs. Review current source evidence through the dated mortgage-details or upload flow before changing them. Existing month edits and confirmed bills remain in place.